Many hard working Americans get behind on their mortgage payments.    Divorce, loss of income, illness or accumulating financial pressure can cause someone to miss a mortgage payment.    Many of our clients fully intend on making a "double payment" in the next month to bring their balance current.    However, before long, and since lenders quickly add late fees and other penalties, the past due balance quickly accumulates - often making it virtually impossible for folks to "catch up".    Often, lenders will not cooperate and accept a single payment.    By demanding multiple mortgage payments and late fees at once, many of our customers simply do not get the cooperation they need to head off foreclosure.    Once litigation begins, the entire process can become confusing, overwhelming and very impersonal.    At Realty Corporation of America, we can often assist clients in foreclosure.    Many times, lenders will agree to forbearance agreements.    If you can no longer afford the home, perhaps selling the property - while giving you time to make other housing arrangements - is a viable consideration.

Regardless of the ultimate course of action, you have taken an important step by logging onto our web site.    This informative web site is designed to provide you with honest, no nonsense information about your options.    Kindly peruse the information we have assembled and let us know how we can assist.    As always, your initial consultation is at no cost and we never pressure our clients.    Realty Corporation of America is a licensed real estate broker and our obligations are clear:    we represent your interests and act on your behalf.    Please do not hesitate to call or e mail me any time with any questions.

Thank you very much for the opportunity to be of service!